Gerardo "Jerry" Rivera

Real Estate Counselour
Suite A                                        East Brunswick, NJ 08816
Office: (732) 254-3750 x.303
Fax:    (732) 613-0329
Direct: (866) 326-3084(Toll Free)
Jerry@SoldByJerryRivera.com   

 

  

   

      
 

Welcome to your Central Jersey real estate resource. Serving Sayreville, East Brunswick, Old Bridge, North Brunswick, South Amboy, South Brunswick, Edison, and the surrounding areas.

 
 
Your Central Jersey real estate resource offers solutions for Buyers and Sellers. Whether you are buying or selling a home you are invited to view these DVD videos at No Obligation.
 

Buying A Home

What you should know!  
Selecting the right home and 
get the best price. Learn 
valuable information to make 
your new home purchase a 
smooth enjoyable experience.

Pricing Your House to Sell for Top Dollar

Learn the fundamentals that 
create value. Seller market vs. 
buyers market. Determining 
how much your house is worth
and how to select the best 
agent.
Selling Your House By-Owner
What you should know when 
selling on your own! Learn 
the 12 things you can do to 
sell by owner! Answers many 
questions you probably have 
when selling on your own. 
Protecting your best interest 
when representing yourself.
 
 
The Expired Listing
Why your house didn’t sell! 
There are five very specific 
reasons why your house 
didn’t sell and I strongly 
recommend you do not relist 
your house until you 
understand these 5 reasons          

To view any of these four Consumer Service
DVD videos for FREE just call 866.326.3084
or
request online at no obligation 

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Discover the REAL story on real estate in New Jersey

New Jersey continues to offer tremendous opportunities for buyers and sellers looking to enter the real estate market.

Educate yourself with the facts and discover great opportunities in this market, such as the $8,000 tax credit available for first time buyers

Homebuyer Tax Credit Extended!
Signed Into Law November 6, 2009

Legislation has been signed to extend the Homebuyer Tax Credit. Passage of the bill was widely anticipated to further spur economic recovery in the housing sector, as more buyers are now eligible for tax breaks under the new law. The $8,000 first-time homebuyer tax credit  was originally set to expire on November 30.

In addition to offering the $8,000 first-time homebuyer tax credit, the new law also allows a $6,500 credit for repeat or move-up homebuyers who have lived in their primary residence for five years or more.

The tax credits are available to buyers who sign purchase agreements on a new or existing primary residence between December 1, 2009, and April 30, 2010. Buyers would have until June 30 to close on their new homes.

There is an $800,000 price limit on all homes eligible for the credit. The income limits for all buyers are now $125,000 per year for individuals and $225,000 for married couples. Under the old program, the limits were $75,000 and $150,000 respectively. The first-time homebuyer credit is also available to those who have not owned a home in the previous three years. The credit does not have to be repaid unless the home is sold or ceases to be the primary residence within three years.
 

NJ Housing Mortgage Finance Agency Offers Cash Advance for First-time Buyer Costs

Program offers up to $5,000 cash to qualified first-time home buyers

The New Jersey Housing Mortgage Finance Agency (NJHMFA) is offering cash payments of up to $5,000 for qualified first-time home buyers to help defray closing costs or satisfy down payment requirements and help new buyers to get into the housing market.

The loan, offered as part of NJHMFA's "Prefund" program, would function like a cash advance against the $8,000 tax credit being offered to first-time buyers who purchase a home between April 8 and December 1 of this year. In its simplest terms, purchasers would be provided with the payment as a loan and would be required to repay the advance when they receive their federal tax credit.

"This is a powerful incentive that will allow potential first time home buyers to actually enter the market because this cash advance will help them meet down payment requirements or pay for closing costs that might otherwise be an obstacle to a first-time buyer," said Jarrod C. Grasso, RCE, executive vice president of NJAR®.

The cash advance is available to first-time home buyers who:
- Arrange their financing through the NJHMFA. (Obtain a list of participating lenders by calling (800) NJ HOUSE)
- Are qualified for the tax credit offered as a part of the federal stimulus program - Pledge to apply the proceeds of their tax credit to repay the cash

View the full details of the NJHMFA's First-Time Home Buyers Tax Credit Loan Program (TCLP) 

Department of Defense Publishes Help for Military Families Selling Due to Transfer
 
The American Recovery and Reinvestment Act (ARRA) expanded Department of Defense's authority to help active duty families who are having to sell their homes at a loss due to a permanent change of station (PCS). For those families with homes purchased prior to July 1, 2006, and the market area is experiencing a decline of at least 10%, they can receive up to 90% reimbursement on the loss of the sale of their home based on the previous fair market value. This is increased to 95% for Wounded Warriors and Surviving Spouses.
The full guidance on the Housing Assistance Program is available at: http://soldbyjerryrivera.com/homeownersassistanceprogram.html
The Green Movement
As global warming, emissions control, water and air quality concerns are on the rise, the niche market in green homes is gaining popularity. Increasingly, consumers' preferences for products and services reflect an awareness of energy efficiency and environmental impact, and that extends to those looking to purchase a home. Ninety-two percent of home buyers consider energy efficiency at least somewhat important and 46 percent rank energy efficiency as very important, according to research from the NATIONAL ASSOCIATION OF REALTORS® (NAR). 

Green building may be incorporated from construction, through green materials and design, through reconstruction with energy efficient materials. There are basic inexpensive as well as costly methods for making yours a "green home."

 

You've come to the right place if you are thinking of buying or selling property in Middlesex, Monmouth and parts of Ocean & Somerset Counties

The trading of real estate is not a random guess, rather a calculated, scientific process. In times like these, if selling or buying real estate is on your mind, you need a highly skilled, professional real estate counselour to represent you in your real estate transaction.
A real estate counselour educates buyers and sellers on the complicated real estate purchase and sale process, current market trends and conditons such as appreciating, depreciating and stable markets and detailed marketing concepts.

 If you are a seller, a real estate counselour will evaluate and determine the true, top dollar,  fair market value of your property in today’s very competitive real estate market by the use of such techniques like, inventory tracking, so as to determine what your specific property type has been trading at in different markets and comparing to recent markets to arrive at the true, top dollar, market value for today's market and get your home sold quickly. If you are serious and sincere about getting your property sold  for top dollar in today's market, call me direct at:
866-326-3084 or click here

 If you are a buyer, a real estate counselour, will help you find a property that is right for your needs and using specific inventory tracking techniques, determine that property's absolute fair market value thus making sure you don't overpay for the property, and at the same time being very careful not to underbid the property and lose out to a higher bidder due to random guessing of real property trading prices. If you are ready to take the first step towards acquiring real estate at fair market value, call me direct at:
866-326-3084 or click here

Sellers!!
Is it possible to create an appreciating market environment in the midst of a depreciating market?
YES!
I will show you how!
Buyers!!
Is it possible to eliminate the mystery of wether your overpaying for the house you want in any market?
YES!
I will show you how!
Call Now
1-866-326-3084

How would you like this to be the last stop you'll ever have to make for all your real estate needs? From obtaining the information you need to start your search for your dream home,  to selling your current home and upgrading to a larger home ,or even if you are looking to add to your investment portfolio, this site is sure to have all the information you need and more.

Here you will also find listings for rental, commercial and business opportunities. You will keep up to date with real estate news, current interest rates, recent home sales, community statistics and much more. Also, visit the local partners page to find helpful services from home improvements to professional services and local providers in the area. Request copies of my FREE Reports that are designed to save you money, time, plus guide you smoothly through a purchase or sale, and can be emailed right to your inbox.
Whatever your real estate needs may be, this is where you will find all the answers, the only true full service real estate resource for Central New Jersey.
 
 
 
Featured Homes - Looking for just the right property? Check here first!
Buyer & Seller Tips - Read through helpful tips of information on buying or selling your home!
Your Home's Value - Let me figure out how much your home is worth in today's market!
Mortgage Rates - Check current local and national interest rates.
Local Schools - Identify the best school district for your family with my free schools reports.
Local Weather - Get up-to-date information on weather in the surrounding communities.
Payment Calculator - Estimate your monthly mortgage payment.
Apply for a Loan - Submit your online loan application to an expert.
 
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Thinking of Buying a Home?
Purchasing Central Jersey real estate is a great investment whether you are purchasing your first home, second home or are a seasoned investor. You are invited to visit this site often to view Featured Listings, read home buying advice, get information about local schools, and the Communities.
Here you will find useful information about how to choose the "right" property, making an offer, negotiating, financing, mortgage rates, moving, and everything involved in making an informed real estate decision in today's market.
 
Thinking of Selling Your Home? 
If you currently own property and are thinking of placing it on the market, this site contains FREE Reports on preparing your home for sale, selecting the right agent, pricing your home appropriately, marketing it affectively, going through the inspection processes, and receiving a timely market evaluation. 
Selling your home is an important decision. It is important that the sale of your home is handled with care and professionalism. For more information about the selling process, please visit the home selling advice section.
 
More Information to Help Make a Well Educated Decision. 
Need more specialized information? Feel free to further explore this site for FREE real estate reports, which are packed with valuable insider information about  buying and  selling and much more, Also get your real estate questions answered in the real estate Q & A section.
 
 
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on the market and have them emailed
to you instantly as they come on?
Input your criteria only once!
 
Click the link below  
 
Click Here To Sign Up 
 

Website Educates NJ Homeowners About Home Sales Tax
Campaign Aims To Protect Home Equity, Stop Local Home Sales Tax
New Jersey homeowners can now visit a website to calculate how much higher their Home Sales Tax may climb if legislation in Trenton is enacted. The website – www.njhometax.com – is part of a public awareness campaign sponsored by the NJAR® about the state’s Home Sales Tax – officially known as the Realty Transfer Fee – and legislative efforts to permit local governments to impose their own Home Sales Tax.
 
Legislation being considered would allow local governments to impose a local Home Sales Tax on the sale of real property. The tax would be in the amount of $0.50 per $500 of a home’s sales price. The local tax would be in addition to the current Home Sales Tax that is paid to the state.
 
Home sellers will feel the strongest impact from a local Home Sales Tax. The home seller typically pays the Home Sales Tax, which is based on the sales price of the property. The result is an instant reduction of homeowner equity.
 
The state-imposed fee, begun in 1968 as a nominal charge for tracking real estate transactions, has increased dramatically in recent years. The Home Sales Tax on an average home is up 80 percent since 2003. The extra local Home Sales Tax will push the total Home Sales Tax bill up 103 percent since 2003.
 
The current Home Sales Tax due on a home sold for $356,700 - the median price for an existing home in New Jersey - is $2,799. With the extra local tax, the Home Sales Tax bill would increase 13 percent to $3,156.
 


 
Thank you for visiting my online real estate resource.
 
                                Sincerely,
 
 
 
 

Gerardo "Jerry" Rivera

Real Estate Counselour
Suite A                                        East Brunswick, NJ 08816
Office: (732) 254-3750 x.303
Fax:    (732) 613-0329
Direct: (866) 326-3084(Toll Free)
Jerry@SoldByJerryRivera.com   

Se Habla Español 
 
Committed to Serving You!

 


 

   

      
 
 
 
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